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Homebuyer Assistance Programs

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Birchwood Lane Project

Homebuyer Assistance Programs

The City of El Cajon offers two unique programs designed to assist first-time homebuyers purchase a new or existing single-family or condominium home in the City of El Cajon.

The American Dream and California Dream First-Time Homebuyer Programs may utilize a combination of HOME and/or Low and Moderate Income Housing Assets Fund (LMIHAF) for down payment assistance. Pre-qualification by the City is required and restrictions do apply. Funds are available on a first-come, first-serve basis.

For more information, see program fliers below, contact a Participating Lender, or call the Housing Division at 619-441-1710 for more information.

American Dream First-Time Homebuyer Program (Program Active)

American Dream Program Flier
Available funding as of: 06/1/2019 - $537,177

California Dream First -Time Homebuyer Program (Program Closed to General Public)

California Dream Flier
Available funding as of: 07/01/2019 - $0.00

Participating Lender List

Approved Homebuyer Education Providers

Completed Housing Projects

Mortgage Credit Certificates (MCC)

Please contact 619-441-1710 for information.