Homebuyer Assistance Programs

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Birchwood Lane Project

Homebuyer Assistance Programs

The City of El Cajon offers two unique programs designed to assist first-time homebuyers purchase a new or existing single-family or condominium home in the City of El Cajon.

The American Dream and California Dream First-Time Homebuyer Programs may utilize a combination of HOME and/or Low and Moderate Income Housing Assets Fund (LMIHAF) for down payment assistance. Pre-qualification by the City is required and restrictions do apply. Funds are available on a first-come, first-serve basis.

For more information, see program fliers below, contact a Participating Lender, or call the Housing Division at 619-441-1710 for more information.


California Dream First -Time Homebuyer Program

California Dream Flier
Available funding as of: 07/01/2018 - $0.00


American Dream First-Time Homebuyer Program

American Dream Program Flier
Available funding as of: 06/30/2018 - $287,177



Participating Lender List
Participating Lender Info

Mortgage Credit Certificates (MCC)
Please contact 619-441-1710 for information.

Homebuyer Education Resources

Approved Homebuyer Education Providers

Completed Housing Projects
Completed Housing Projects