Housing Rehabilitation Loan Programs

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Due to the COVID-19 pandemic, this program is suspended until further notice. If you have any questions, call 619-441-1710 or email

Before: Lead in walls in bathroom   After: Bathroom remodel


The City of El Cajon administers the housing rehabilitation loan program using CDBG and/or HOME funds. Assistance is available to rehabilitate single family residences located within the city limits of the City of El Cajon or for mobile-homes located in an eligible mobile-home parks. 

Mobile Home Remodel

The deferred, zero interest loan is for qualified households earning 80% or less of the Area Median Income. The loan amount is up to $50,000 for a single family residence and up to $20,000 for mobile-homes.  Each loan becomes due and payable if the property is sold, rented, refinanced, transferred, or is no longer owner-occupied.  In addition to income restrictions, maximum property value restrictions apply, and the homeowner must have owned the property for at least one year.  Please review the HRLP flier and call 619-441-1710 for more information.


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